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United Insurance Company Limited (UICL) is a publicly listed non-life insurance company maintaining the traditional values of insurance business since commencement in 1985. Being new to the process, our adjuster called, moved quickly, and provided supreme service during the process, making us feel really comfortable that a bad situation would be OK. Located in St. Louis, United Insurance Company of America is a life and health insurance company. This organization is not BBB accredited. Whether you need to make a policy change, have a question about billing or need to report a claim our customer service representatives are the best in the business and … Harbor America Insurance Services Inc. Insurance. 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