What are the Charges to be Wary of. You could build your credit rating over time by making your payments on time and staying within your credit … min credit. 2.9% There are lots of steps you can take to start improving your credit score and options for getting credit while you have bad credit. No matter what your situation, we’re here to help you on your journey towards better credit. Plus, there is no annual fee associated with this card. The Aqua Classic card is a suitable option for those with poor credit history who are looking to rebuild their credit rating. Initial credit limits run between £250 and £1,200. About Aqua | Classic credit card. The representative APR is 37.9%. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively and form part of the NewDay group of companies. min credit. In this review, we look at the Aqua Classic credit card which is available to those with poorer credit, who can use it to improve their credit profile in the future. 2.9% . personal income. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. max credit. Free unlimited access to your credit report. Aqua Advance offers the chance to reduce your interest rate each year with good account management. £250 . The short answer is ‘yes’. It also means you won’t get any fancy bells and whistles in the form of rewards or cashback schemes. The Classic Credit Card is apparently Aqua's most popular card and will consider those with poor credit, including the self-employed, individuals who've had trouble with late payments in the past and those with a low income. 10 May 2014 at 12:33PM edited 30 November -1 at 12:00AM in Credit Cards. (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you. More about Aqua Classic Credit Card Representative 29.7% APR (variable) Could be great for rebuilding credit ratings if you manage your account well – with unlimited free access to your credit report with Aqua Credit Checker. Both of these features provide cardholders with extra savings. The registered office for these … The Aqua Classic credit card is great for people who do not have a good credit score and want to build this up. What are the Charges to be Wary of. Free unlimited access to your credit report. By phone: You can contact Aqua by calling 0333 220 2691*. The most common ways that people break credit agreements are: For example, if you made lots of late payments on your credit card or missed payments altogether, other lenders are likely to think that you might miss payments and decide not to give you credit. Can I apply for a credit card if I have bad credit? Apply using my link to receive £25 cashback to your account if you are accepted and follow the below criteria. Plus, there is no annual fee associated with this card. Aqua tend to accept customers that wouldn't get credit from the major credit card companies. The Aqua Classic card could help people with a poor credit history. Compare. It currently offers two deals, Aqua Classic and Aqua Advance. The Aqua Classic Credit Card offers a great variety of features and helpful tools to its cardholders. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct … Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd. What are the benefits of the Aqua Classic card? Aqua credit card. Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd. Reduce your rate over three years if you stay within your credit limit and pay on time. We're sorry but the Aqua Reward Card is no longer available. Your aqua online account lets you manage everything to do with your aqua card in one convenient place – from paying your balance to changing personal details. It's impossible to talk about credit card deals without mentioning the Aqua Classic Credit Card. 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