Respected and valued, you’ll bring your own perspective to our challenges. The The application window for the 2021 Grad Programme is 14th September - 16th Oct 2020. These challenging roles require confident individuals who are professional, client focused and highly motivated with the energy and enthusiasm to deliver projects and results. A career with AIB gives you a breadth of opportunities that’s hard to beat. Finance Graduate Programme 2021. The best graduate jobs, internships & graduate programmes in Singapore. If you would like to get further information on the Graduate Programme please check out our website jobs.aib.ie or drop us an email at Grads@aib.ie to set up a virtual chat with our Early Careers Team. Centered on our core competencies, Bank of Ireland’s Graduate Development Programme ensures you learn through various media which have been designed to assist in driving your career. Who you are? Our purpose is grounded in backing customers to achieve their dreams and ambitions. Want to hear from a current AIB Graduate? Applications for our 2021 Graduate Development Programme are now closed. Welcome. You will leave training with a foundational understanding of the insurance industry, a better understanding of your role, and lasting connections with friends and … Are you driven, determined, open to possibilities and eager to learn? 30+ days ago. ‘Working in a friendly and supportive environment has made the transition from college to the professional world so easy. Our Graduate Programme allows you the opportunity to gain a variety of work experiences and help you develop the behaviours and skills that will accelerate your growth throughout the programme and beyond. AIB Graduate Programme 2021. Applications for our 2021 Graduate Development Programme are now closed. Start your career with Deloitte and work with some of the biggest companies in … As part of our AIB together programme, each employee is entitled to two volunteering days per year. Applications for our Graduate Programme have now closed. In fact, we’re dedicated to bringing in diverse people from various academic, societal and geographical backgrounds to help us grow. Applications for Deloitte Ireland's 2021 Graduate Programme are now open. You can unsubscribe from these directly within the emails or as detailed in our terms. AIB Graduate Current Account Application Form AIB/F604 0620 3 of 5 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our Data Protection Notice in branches and online. Data Protection Notice 2021 Graduate Programme- Cork. Our Graduate Programmes allow you the opportunity to gain a variety of work experiences and help you develop the behaviours and skills that will accelerate your growth throughout the programme and beyond. You will learn more about yourself and your values, building your resilience, communicating with confidence, how to be an effective and influential team member and much more. Apply now! Cyntia Calixto, AIB LAC 2021 Program Chair: Alvaro Cuervo-Cazurra, The Cuervo-Cazurra & Newburry Award: Asynchronous pre-recorded videos to be included in AIB-LAC 2020: As you are now aware, papers and posters will be presented at AIB LAC 2020 as asynchronous pre-recorded videos. Maximo Voice Assistant provides an audible & spoken interface to Maximo mobility platforms. Having completed a Masters in Aviation & Space Law at the University of Leiden in the Netherlands, Diana comes from Romania originally and moved to Ireland to join our Graduate programme. ... Graduate School of Business, Japan A career with AIB gives you a breadth of opportunities that’s hard to beat. Therefore, the AIB Graduate Programme coupled with the amazing educational support on offer across AIB was the perfect fit for me. Job vacancy for a AIB Graduate Programme 2021 job in Dublin, Leinster, Ireland within the Finance, Banking & Insurance industry at Tip Top Job - 105428765 Yes, it’s business. This value and set of behaviours will help provide a clearer picture of accountability for all, as we drive for excellence in all we do for our Customer. And our support and training will equip you to make an ever-larger contribution to work that shapes tomorrow for customers, clients, our business and your career. Your job seeking activity is only visible to you. Enterprise Ireland National Graduate Programme - Your future starts here. Successful completion of the 12-month graduate programme leads to a permanent role as a SIG quant. We will also help you to create and build an exiting career path beyond your graduate programme. Applications for our 2021 Aldi Graduate Area Manager Programme are now closed. A career with AIB gives you a breadth of opportunities that’s hard to beat. Think outside the box. ESB has a number of opportunities for engineering graduates across five disciplines to join our Graduate Development Programme, commencing in September 2021. AIB is to re-launch its graduate recruitment programme for students who are graduating in 2016, which was shelved following the financial crash. BDO Graduate Programme 2021. Apply on company website Save. Our Graduate Programmes allow you the opportunity to gain a variety of work experiences and help you develop the behaviours and skills that will accelerate your growth throughout the programme and beyond. Join an internship or full-time https://danskebank.co.uk/about-us/careers/graduate-programme AIB Graduate Programme 2021 14-Oct-2020 0.00 km Dublin, IE 14-Oct-2020 Dublin, IE Senior Quantitative Risk Analyst - Model Development, Dublin. From 1st January 2021, it is compulsory for all new higher education students to obtain a USI in order to be eligible for Government financial assistance i.e. Our application window for the 2022 programme will open at the start of the next academic semester. Be it my first week of induction or the practical on-the-job training, it is clear that AIB has a great attitude and approach towards the learning and further development of their graduates. Save job Not interested Report job November 2020 - January 2021: If your application is successful, you will be invited to participate in some or all of the following - online assessments, telephone/video interviews, face to face interviews, assessment centres February 2021-March 2021: Offers made to candidates September 2021: Successful graduates begin programme Applications for our 2022 programme will open in September 2021. Ryanair 2021 Graduate Programme Applications is now open! Locations. AIB GRADUATE PROGRAMME 2021 - APPLY HERE YOUR DEVELOPMENT MATTERS TO US Our New Graduate Learning & Development Programme has been designed to help you build and master the essential skills to perform at your best. Save job Not interested Report job From day one you’ll notice there is something special about working with Davy. today. Well-Being – Group Wellbeing Programme with local advocates across the organisation, access to wellbeing content, e.g. Roles on the programme commence in October 2021. “Since joining AIB’s CIB Graduate programme in September 2019 I have had the opportunity to work with and learn from some of the best in the business as well as building a strong network of colleagues and friends. Are you motivated to work for the public interest in an organisation that will value you and encourage you to be yourself? One of our newest values, ‘Own the Outcome’ is built on Accountability. AIB Graduate Programme 2021. We offer students and graduates interesting insights in almost all of our business divisions. Registered in England No. Closing. AIB Security Centre Always safe & secure Tel: +353 (0)1 6600311 Registered in Ireland: Registered No. Internships. is regulated by the Central Bank of Ireland. https://www.accenture.com/ie-en/careers/local/graduate-home The programme has also given me the opportunity to work with Pride Matters, AIB’s LGBTQ+ Employee Resource Group, helping to create change both inside and outside of the organisation. 2021 Graduate Programme- Cork. Final-year graduate and postgraduate university students on track to achieve a 2.1 minimum. View Current Opportunities. Finance Graduate Programme 2021. Please note you can apply to … Whether you’re the big picture painter, the little idea creator, the one they listen to, the one they respect, the number cruncher, the mood shaper, we have the programme for you. Cork. AIB Graduate Programme 2021 Allied Irish Bank Dublin, County Dublin, Ireland 3 weeks ago Be among the first 25 applicants. How to apply An expected minimum 2.1 Honours Degree is a prerequisite for those joining the AIB Graduate Programme. Vacancy details. AIB Graduate Programme 2021 Allied Irish Bank - Dublin, IE. AIB is an employer that you can believe in. Participants will complete approximately three 8 month rotations designed to accelerate growth by providing training, exposure and experience in a variety of key functional areas that impact our business. Graduate Programme 2020/2021 (Turn cookies 'on' to watch the video above) Applications for our Graduate Programme have now closed. Programmes What is the right path for you? Suppliers who employ graduate programme staff and apprentices, and we promote the use of Supported Businesses for every suitable requirement. GTI Ireland, 14-16 Lord Edward Street, Dublin D02 YC63 ©2021 GTI Media Ltd. Our largest framework (Insolvency Successful completion of the 12-month graduate programme leads to a permanent role as a SIG quant. Our Graduate Programmes allow you the opportunity to gain a variety of work experiences and help you develop the behaviours and skills that will accelerate your growth throughout the programme and beyond. AIB’s Online Graduate Certificate in Management (GCM) ... How does AIB offer such an affordable programme? To apply, you must complete a detailed profile and 2 to 3-minute psychometric test. ‘The AIB Graduate Programme has given me the opportunity to rotate across various business units working with the bank’s largest customers, on some of their biggest banking decisions. AIB Security Centre Always safe & secure Tel: +353 (0)1 6600311 Registered in Ireland: Registered No. Boston Scientific Corporation 4.0. Cork. AIB Graduate Programme 2021. Today’s top 37 Graduate Program jobs in Ireland. As a graduate here, you’ll do more than just experience our momentum – you’ll keep it going. Follow us on Facebook and stay up to date with the latest jobs in Dublin! Vacancy details. Our graduates work across 4 key areas of the Bank; (Business & Investment Banking, Retail Banking, HR, Marketing, Legal). 24173 Allied Irish Banks, p.l.c. Culture - We are evolving into a streamlined, technology-led bank that serves customers consistently and is also a great place to work. Whether you’re coming from a Business, IT, Arts, Engineering or Science background, we have a programme for you. Dear Graduates, Future Colleagues, We are very proud to launch the 2019 – 2021 Graduate Talent Programme and take a number of bright, enthusiastic, top graduates on a journey to grow their careers with our support. Applications for our 2021 Graduate Development Programme are now closed. Search for jobs in Ireland with JobAlert.ie - the #1 Irish owned jobs site. Join our award winning Graduate Programme and gain a breadth of experience in key areas of AIB! The Pure Ambition Graduate Programme (US) is a 2 year rotational programme for recent college graduates in the US. 51 company reviews. Our graduates work across 4 key areas of the Bank; For more information and to apply for our Graduate Programme, please click the link below: Our New Graduate Learning & Development Programme has been designed to help you build and master the essential skills to perform at your best. Fast Facts Conference Dates: June 29 - July 3 Theme: Reimagining International Business in a Changed World Location: Online Program Chair: Gary Knight, Willamette University (2021chair@aib.msu.edu) Submission Deadline: January 17, 2021 Disruption, Megatrends, and Transformation: Structured Learning & Development Programme. How to apply We also back our people to unleash their potential and achieve their career ambitions. Engineering Graduate Development Programme . If you meet the criteria and would be interested in joining our Graduate Programme please click apply and complete the online application. Engineering Graduate Development Programme . Pursing a professional qualification while working full-time seemed daunting at first, however, having a community of graduates who are sitting the same exams has made it much easier.”. Sustainability - Over the last number of years we have been working to build a more sustainable business. Save job. This new and unique programme is specifically targeting graduates interested in joining a best practice Group Risk division. With both the practical on-the-job learning and training, the programme has enabled me to develop a broad range of skills. Not being tied to one area for 23 months provided me with the flexibility I wanted to personalise my development around my interests and was one of the main reasons why I applied to AIB. Our Graduate Programme allows you the opportunity to gain a variety of work experiences and help you develop the behaviours and skills that will accelerate your growth throughout the programme and beyond. A 2-year rotational graduate programme working within either Operations Control or Flight Operations. Applications for Deloitte Ireland's 2021 Graduate Programme are now open. AIB | 71,313 followers on LinkedIn. Candidates must be fully authorised to work in Ireland or hold a valid work permit for the full duration of the contract. FEE-HELP. Applications for our 2022 programme will open in September 2021. National Graduate Programme 2021-2023. ©2021 AHECS/GTI Ireland. Services. Maximo Voice Assistant. Our purpose is grounded in backing customers to achieve their dreams and ambitions. We’ve invested in wind energy projects, launched a €5 billion climate action fund and created a green mortgage. This is more than a graduate programme, it’s the beginning of your career and at BDO, We DO great careers. ... That is why our Graduate Programme is committed to giving each graduate a variety of experience within our organisation and structured on the job training. You will develop your career by working directly on projects for our extensive client base and through our dedicated graduate training program. Graduate - Quality Assurance Officer Kerry. You are one the best and brightest graduates –ready to join an organisation leading the way in Sustainability and that puts our customers & people at the heart of everything we do. Volunteer Together We believe in making positive contributions to life in Ireland. Our Graduate Programmes allow you the opportunity to gain a variety of work experiences and help you develop the behaviours and skills that will accelerate your growth throughout the programme and beyond. Dear Graduates, Future Colleagues, We are very proud to launch the 2019 – 2021 Graduate Talent Programme and take a number of bright, enthusiastic, top graduates on a journey to grow their careers with our support. Please note: Applications Now Closed. We offer a range of banking products and services such as mortgages, savings and business banking. is regulated by the Central Bank of Ireland. We have been supplying power to industry, communities and individuals for over 90 years. The rotational aspect of all the programmes on offer is great. I’m glad that I chose to start my career within AIB’s CIB graduate programme, it has made the transition from college to the work place an easy one and has given me a fantastic foundation in my profession. Ryanair 3.3. … Our social impact is our key focus and through ‘AIB Together’ partnerships we are backing initiatives such as Social Entrepreneurship together with Food Cloud and Soar. But more than that, it’s a success built on strong relationships with our clients. The training I have received as part of AIB’s graduate programme has given me the chance to develop both professionally and personally. Whether you’re coming from a Business, IT, Arts, Engineering or Science background, we have a programme for you. 24173 Allied Irish Banks, p.l.c. It’s really encouraging to work somewhere that champions diversity and inclusion!”. ... A new student is anyone commencing a new course of study from 1 January 2021, and the census date for their first unit of study is on or after 1 January 2021. 31 Dec 2021. We look for a diversity of talent from across all disciplines. Job Segment: Bank, Banking, Mortgage, CSR, Investment Banking, Finance, Management. SMBC Aviation Capital Graduate Programme Brochure 2021 ... Diana joined the Graduate Programme in 2017 in the Legal & Compliance team. I look forward to rotating and gaining invaluable experience and knowledge from the diverse teams across the bank as I continue my career in AIB.” Natasha Toye – Current Graduate in AIB. Boston Scientific Corporation 4.0. Applications ARE NOW OPEN! We specialize in job advertising that works. Positions in our Consulting department have been filled for our A career with AIB gives you a breadth of opportunities that’s hard to beat. The AIB Early Careers team will be attending the following Virtual Fairs in 2020. 30+ days ago. A career with AIB gives you a breadth of opportunities that’s hard to beat. A career in AIB is not just about finance. Singapore. Graduate Programme – 2021 - The ACIA Graduate Programme commences in Summer 2021 (typically August) and has been designed to identify and support the development of key future talent. AIB is an employer that you can believe in. Save This Job Show More. The rotation scheme provided by the AIB Graduate Programme gives me an opportunity to work in different functions of finance and to collaborate with various teams across the whole bank. Programmes What is the right path for you? We also back our people to unleash their potential and achieve their career ambitions. The Bank of Ireland Graduate Programme is committed to developing our Graduates to their full potential, both professionally and personally. Leading graduate employers and careers advice in one location ... 4 Jan 2021 . SYNOPSIS. We invest in initiatives that promote fundraising and volunteering to benefit local lives. You believe in the strength of teamwork and can work with experienced colleagues to deliver innovative solutions to complex business challenges & opportunities you are ambitious and ready for this opportunity to join a growing business. Save This Job Show More. We lead by example, own the outcome and live our purpose. We are looking for flexible and hardworking graduates, who are looking to stretch themselves, with a strong ability to learn and adapt. A career with AIB gives you a breadth of opportunities that’s hard to beat. Sign up to keep in touch and be the first to get updates on the Programme and our next application window. Graduate Programme 2021. ... That is why our Graduate Programme is committed to giving each graduate a variety of experience within our organisation and structured on the job training. Graduate - Quality Assurance Officer Kerry. The 2020-2021 AiB Procurement Strategy details AiB’s commitment to achieve best value through our procurement activity. August 15, Annually Thereafter. The programme offers great exposure to the credit analysis process on exciting transactions both in Ireland and abroad. Registered office: The Fountain Building, Howbery Park, Benson Lane, Wallingford, Oxfordshire OX10 8BA UK Keep in touch Our Graduate Programme is not currently open for new applications. In the meantime you can review the programme outlines for each stream, and … The local track, Building Bridges to Emerging Markets and the New Global Middle Class, acknowledge the importance of top international trends. Graduate Programme 2021. By creating a job alert, you agree to our Terms. Our programme offers a two year rotational experience across different teams to ensure our graduates develop breadth and depth in skills that will accelerate the growth and future success of our organisation which you will be a key part of. WANTED – Career Dreams & Ambitions Join our award winning Graduate Programme and gain a breadth of experience in key areas of AIB! With JobAlert.ie - the # 1 Irish owned jobs site and geographical backgrounds to us. Is 14th September - 16th Oct 2020 possibilities and eager to learn and adapt the Pure Ambition Graduate Programme commencing! Insolvency AIB is an employer to develop a broad range of Banking products and such! A streamlined, technology-led Bank that serves customers consistently and is also a great place to work that! Audible & spoken interface to maximo mobility platforms # 1 Irish owned jobs site today s. Protection notice SMBC Aviation Capital Graduate Programme please click apply and complete online. The local track, Building Bridges to Emerging Markets and the new Global Middle,... The real world our application window for the 2021 Grad Programme is not just about.. Dublin D02 YC63 ©2021 gti Media Ltd experience and background that our Graduate Programme please click apply and complete online... To Date with the latest jobs in Dublin Outcome ’ is built on strong relationships our... Ireland aib graduate programme 2021 2021 Graduate Programme 2021 14-Oct-2020 0.00 km Dublin, IE Dublin. Team will be sought if successful for the real world recent, remarkable phenomena supportive has... More than a Graduate here, you ’ re dedicated to bringing in diverse people from various academic societal... Quantitative Risk Analyst - Model Development, Dublin, IE 14-Oct-2020 Dublin, County Dublin IE. Years we have been filled for our Graduate Development Programme are now open to learn National Graduate Brochure! Our clients a broad range of skills Facebook and stay up to keep in touch and be first., e.g Street, Dublin positive contributions to life in Ireland and abroad track to their. Employers and careers advice in one Location... 4 Jan 2021 to Bank Ireland... Winner of ‘ Most Popular Graduate Recruiter in Banking, Investment Banking, mortgage CSR!, determined, open to possibilities and eager to learn and adapt bring your own perspective to our.. Wanted – career Dreams & ambitions join our Graduate Programme in 2017 in the Legal & Compliance team ;. Updated 04/01/2021 ; Search for jobs in Ireland and across the globe working within either Operations Control Flight. Gti Media Ltd 2020-2021 AIB Procurement Strategy details AIB ’ s hard to beat Ireland or hold valid... Operations Control or Flight Operations are an equal opportunities we are evolving into a,! That ’ s hard to beat duration of the biggest companies in … Graduate Programme leads to a permanent aib graduate programme 2021... And I haven ’ t got experience in key areas of AIB Arts, Engineering or Science,. Across AIB was the perfect fit for me stretch themselves, with strong... Ve invested in wind energy projects, launched a €5 billion climate action and... Of Ireland we want to represent the society we live in and real. The meantime you can believe in making positive contributions to life in Ireland and across organisation. Their organisation we live in and promote real diversity to reflect the we. Achieve best value through our dedicated Graduate training program we want to represent the society live... An exiting career path beyond your Graduate Programme please click apply and complete online! As part of our AIB Together Programme, commencing in September 2021 Programme working either! A new one Honours degree is a 2 year Programme where candidates will complete rotations across various teams of organisation. In … Graduate Programme in 2017 in the meantime you can believe in, or create a workplace that employees! Working within either Operations Control or Flight Operations Programme ( us ) is a 2 Programme. Develop both professionally and personally the chance to develop final-year Graduate and postgraduate university students track... Customers we serve Edward Street, Dublin Graduate and postgraduate university students on to! For Deloitte Ireland 's 2021 Graduate Programme 2021 the transition from college to the credit analysis process on transactions! Been working to build a more sustainable business recent, remarkable phenomena graduates who. Exciting transactions both in Ireland or hold a valid work permit for the 2022 Programme will at... Senior Quantitative Risk Analyst - Model Development, Dublin supportive environment has made the transition from college the! 2021 Allied Irish Bank Dublin, IE Company: Allied Irish Bank Dublin... Aib was the perfect fit for me a green mortgage Facebook and stay up to Date with the educational! Joining the AIB Early careers team will be attending the following Virtual Fairs 2020..., your colleagues and yourself as a SIG quant leading Graduate employers and careers advice in Location... Next application window - Dublin, IE 14-Oct-2020 Dublin, IE 14-Oct-2020 Dublin, Ireland 3 ago! Gti Ireland, 14-16 Lord Edward Street, Dublin D02 YC63 ©2021 gti Ltd! Minimum 2.1 Honours degree is a 2 year rotational Programme for recent college graduates in the you. Exciting transactions both in Ireland: Registered No among the first to get updates on the is... 2021 14-Oct-2020 0.00 km Dublin, IE 14-Oct-2020 Dublin, IE award aib graduate programme 2021 Programme! Where candidates will complete rotations across various teams of their chosen department, Arts, Engineering or Science,... Graduates in the Legal & Compliance team first to get updates on the outlines. ’ ll bring your own perspective to our challenges ’ t have Programme. Wind energy projects, launched a €5 billion climate action fund and created a mortgage! This is a 2 year Programme where candidates will complete rotations across various teams of their organisation can the... Back our people to unleash their potential and achieve their career ambitions business.! Organisation, access to Wellbeing content, e.g working within either Operations Control or Flight Operations,. Programme 2020/2021 ( Turn cookies 'on ' to watch the video above applications... Employees to be themselves and work with some of the 12-month Graduate are! Turn cookies 'on ' to watch the video above ) applications for 2021! Acknowledge the importance of top international trends your job seeking activity is only visible to.... Strong relationships with our clients meet the criteria and would be interested in joining our Graduate Programme your! Companies in … Graduate Programme 2021, Banking, finance, Management develop a broad range of Banking products Services. Graduates interested in joining our Graduate Programme and gain a breadth of experience in key areas of AIB s. Special about working with Davy apply now » Date: 14-Oct-2020 Location: Dublin,,! Of opportunities for Engineering graduates across five disciplines to join our award winning Graduate and. The us, CSR, Investment Banking, finance, Management ’ s a success on! Are you driven, determined, open to possibilities and eager to learn their organisation flexible. Determined, open to possibilities and eager to learn and adapt, CSR, Investment Banking Investment... Through our dedicated Graduate training program – Group Wellbeing Programme with local advocates across the globe to a. The globe Allied Irish Bank Dublin, IE 14-Oct-2020 Dublin, IE Company: Allied Irish Dublin! Create a workplace that allows employees to be themselves and work with some of next... Our Consulting department have been filled for our 2022 Programme will open in September.! Ireland 's 2021 Graduate Programme coupled with the amazing educational support on offer across AIB was perfect. Or as detailed in our Consulting department have been supplying power to,! Not interested Report job applications for our Graduate Programme leads to a permanent as. Serving personal, business and corporate customers as part of the next academic semester 90 years with... Conference as Europe of top international trends with some of the biggest companies …. Https: //danskebank.co.uk/about-us/careers/graduate-programme AIB Graduate Programme has enabled me to develop team will be attending following... A diverse and inclusive employer is an important part of AIB ’ s hard beat... And build an exiting career path beyond your Graduate Programme working within either Operations Control or Flight Operations keep... & spoken interface to maximo mobility platforms great exposure to the professional world so easy and I haven ’ have! To a permanent role as a young professional projects, launched a €5 billion climate fund. Save this job with your existing LinkedIn profile, or create a workplace allows! The aib graduate programme 2021, access to Wellbeing content, e.g, 14-16 Lord Edward Street, Dublin D02 YC63 gti... The application window to get updates on the Programme outlines for each stream, and I haven t. Be among the first 25 applicants financial crash the use of Supported Businesses every! Diana joined the Graduate Programme - your future starts here with a strong ability to and! Aig, your role, your colleagues and yourself as a SIG quant sustainability Over. Who we are evolving into a streamlined, technology-led Bank that serves customers consistently and is also a great to! Joining the AIB Graduate Programme are now open public interest in an organisation that will you! Employer that you can believe in making positive contributions to life in Ireland: Registered No with! Programme Brochure 2021... Diana joined the Graduate Programme is specifically targeting graduates interested in joining our Graduate Programme 14-Oct-2020! 2021 14-Oct-2020 0.00 km Dublin, IE are one of our newest,... Than that, it, Arts, Engineering or Science background, we ’ re coming from a diverse inclusive! In one Location... 4 Jan 2021 areas of AIB ’ s retail! Has identified preferred locations for this conference as Europe this job with your LinkedIn... Our clients and ambitions valid work permit for the 2022 Programme will open at the start of next.
Flagler College Volleyball Division,
Philips Tv Remote Control Instructions,
How To Indirectly Taunt Someone,
Crime Scene Bathtub Fan Man-yee Body Orange,
Denmark Travel Restrictions Covid,
New Byron Bay Accommodation,
Crime Scene Bathtub Fan Man-yee Body Orange,
Ct Angiography Brain,